Terms of Service

Last updated: January 2025

⚠️ Important: Not Financial Advice

InvestCopilot does NOT provide financial, investment, legal, or tax advice. All content, analysis, recommendations, and reports provided through our service are for informational and educational purposes only. Nothing on this platform constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or financial instruments. Always consult with a qualified financial advisor before making any investment decisions. Past performance does not guarantee future results. Investing involves risk, including the potential loss of principal.

1. Acceptance of Terms

By accessing or using InvestCopilot ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Service constitutes acceptance of any changes.

2. Description of Service

InvestCopilot is an AI-powered stock analysis platform that generates research reports and analysis based on publicly available data. The Service provides:

  • AI-generated stock analysis and reports
  • Market data visualization
  • Personalized analysis based on user preferences
  • Educational content about investing concepts

The Service is provided "as is" and we make no warranties regarding the accuracy, completeness, or timeliness of any information provided.

3. User Accounts

To access certain features, you may need to create an account. You agree to:

  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Promptly notify us of any unauthorized account access
  • Accept responsibility for all activities under your account

You must be at least 18 years old to create an account and use the Service.

4. Acceptable Use

You agree NOT to:

  • Use the Service for any illegal purpose or in violation of any laws
  • Attempt to gain unauthorized access to any part of the Service
  • Interfere with or disrupt the Service or servers
  • Scrape, crawl, or use automated means to access the Service without permission
  • Redistribute, resell, or commercially exploit our content without authorization
  • Impersonate any person or entity
  • Use the Service to manipulate markets or engage in fraudulent activities
  • Share your account credentials with others

5. Intellectual Property

All content, features, and functionality of the Service—including but not limited to text, graphics, logos, analysis, reports, and software—are owned by InvestCopilot and protected by copyright, trademark, and other intellectual property laws.

You may view and use content for personal, non-commercial purposes only. Any other use requires our prior written consent.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • InvestCopilot shall not be liable for any investment losses, trading losses, or financial damages arising from your use of or reliance on information provided through the Service.
  • We are not responsible for any indirect, incidental, special, consequential, or punitive damages.
  • Our total liability for any claims arising from the Service shall not exceed the amount you paid us in the past 12 months, or $100, whichever is greater.
  • We do not guarantee the accuracy, completeness, or reliability of any analysis, recommendation, or information provided.

You acknowledge that all investment decisions are made solely by you, at your own risk.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components. We make no guarantees regarding the accuracy or reliability of any data, analysis, or recommendations.

8. Subscription and Payments

Certain features may require a paid subscription. By subscribing, you agree to:

  • Pay all applicable fees as described at the time of purchase
  • Authorize automatic recurring billing unless you cancel
  • Provide accurate and complete payment information

Refunds may be provided at our sole discretion. You may cancel your subscription at any time through your account settings.

9. Termination

We reserve the right to suspend or terminate your account and access to the Service at any time, with or without cause, and with or without notice. Reasons for termination may include:

  • Violation of these Terms
  • Fraudulent, abusive, or illegal activity
  • Non-payment of fees
  • Extended periods of inactivity
  • At our sole discretion for any other reason

Upon termination, your right to use the Service will immediately cease. We are not liable for any damages resulting from termination.

10. Indemnification

You agree to indemnify, defend, and hold harmless InvestCopilot and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from your use of the Service or violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes shall be resolved in the state or federal courts located in Delaware.

12. Contact Information

If you have questions about these Terms, please contact us at:

Email: legal@investcopilot.com
Address: InvestCopilot, Inc.